Venture Debt and Growth Financing Solutions
SG serves as a lending partner to SaaS, tech-enabled services, and recurring revenue companies.
What we do
Lending Partner
We provide tailored, flexible credit structures to SaaS, tech-enabled services, and recurring revenue companies seeking capital to fund growth, extend runway, minimize dilution, and generate equity value.
$3 - $20MM+
Loan Size
1st or 2nd Lien
Security
12 - 48 Months
Term
Structure
- Term Loans (with additional tranches available based on performance)
- Revolver (around MRR borrowing base)
- Flexible repayment (interest-only) around Borrower’s proforma plan
Who We Work With
Borrower Profile
We focus on lending to businesses that provide mission critical software or tech-enabled services and have sticky, recurring revenue.
Size
$3MM - $15MM+ ARR
Industry
Agnostic
Cap Table
PE/VC-Backed or Bootstrapped
Objectives
Working Capital, Growth Capital, Acquisitions, and Special Situations
Underwriting
- Total Debt / ARR: 0.5x-1.5x
- Strong growth and retention metrics to support enterprise value
- Sufficient liquidity with path to profitability
The SG Standard
Industry-Leading Pace and Precision
With over 100 transactions closed and a nimble, experienced team, we know how to structure optimal credit solutions and strive to execute flawlessly.
Tailored Solutions
Flexible & scalable structures to meet your specific needs.
Non-Dilutive Capital
Unlike other venture debt firms, we do not require warrants or equity.
Speed + Certainty to Close
We do what we say and we do it with speed - most deals close within 3 weeks.
